Kiva Lending Team: IBM
Category: Businesses
Team URL: http://www.kiva.org/team/ibm
About us: Employees of IBM who care to make a difference by funding unique ideas and activities through loans.
Check out: www.ibm.com
Team Since: Sep 21, 2008

Kiva Lending Team: IBM

Category: Businesses

Team URL: http://www.kiva.org/team/ibm

About us: Employees of IBM who care to make a difference by funding unique ideas and activities through loans.

Check out: www.ibm.com

Team Since: Sep 21, 2008

Visit kiva.org/free To Microlend $1 Million of Reid Hoffman’s Money | TechCrunch
Today you can help someone escape poverty by trying out microlending platform Kiva, and it won’t cost you a dime. Go to kiva.org/free where Reid Hoffman has put up $1 million of his money to let 40,000 people give $25 microloans to help those in need start farms and general stores that can support their families. The Kiva Free Trials program hopes to introduce people to the positive impact of microfinance philanthropy, and get them to lend their own money next time.

Visit kiva.org/free To Microlend $1 Million of Reid Hoffman’s Money | TechCrunch

Today you can help someone escape poverty by trying out microlending platform Kiva, and it won’t cost you a dime. Go to kiva.org/free where Reid Hoffman has put up $1 million of his money to let 40,000 people give $25 microloans to help those in need start farms and general stores that can support their families. The Kiva Free Trials program hopes to introduce people to the positive impact of microfinance philanthropy, and get them to lend their own money next time.

Crowdsourced credit card lets members share in profits and decisions

It was only a few weeks ago that we covered CivilisedMoney’s crowdsourced banking services, and recently we came across a new effort that brings a similar concept into the realm of credit cards. Earlier this month Barclaycard US introduced the Barclaycard Ring MasterCard, billed as “the first social credit card to be designed and built through the power of community crowdsourcing.” READ MORE…

via springwise:

Crowdsourced credit card lets members share in profits and decisions

It was only a few weeks ago that we covered CivilisedMoney’s crowdsourced banking services, and recently we came across a new effort that brings a similar concept into the realm of credit cards. Earlier this month Barclaycard US introduced the Barclaycard Ring MasterCard, billed as “the first social credit card to be designed and built through the power of community crowdsourcing.” READ MORE…

via springwise:

Step into the Smarter Planet Time Machine!
For a little Friday Fun, try one of these three settings:
…One Week Ago
…One Month Ago
…One Year Ago
Or to really get your smarter groove on, try the Random button to sample one of the more than 3600 posts about All Things Smarter since we went back to the future in Nov. 2008.
You are welcome to like or reblog your favorites to feed our collective intelligence on those posts that best reflect how the world’s systems can become more sentient and sensable.
Of course, you can always browse through the misty mountains of Smarter Time via the Archive. Want to hold Smarter Planet in your hand? Get the mobile apps for iOS and Android.
laughingsquid:

30 Hoop Art Cars of Extreme Awesomeness

Step into the Smarter Planet Time Machine!

For a little Friday Fun, try one of these three settings:

Or to really get your smarter groove on, try the Random button to sample one of the more than 3600 posts about All Things Smarter since we went back to the future in Nov. 2008.

You are welcome to like or reblog your favorites to feed our collective intelligence on those posts that best reflect how the world’s systems can become more sentient and sensable.

Of course, you can always browse through the misty mountains of Smarter Time via the Archive. Want to hold Smarter Planet in your hand? Get the mobile apps for iOS and Android.

laughingsquid:

30 Hoop Art Cars of Extreme Awesomeness

Social Business & Banking | IBM & Citi Webcast

Catch the Replay On Demand: the IBM Global Business Services Channel on Livestream

Social business is the new language of commerce. It’s helping companies build trusted relationships and increase sales through relevant messages across a wide range of channels.  It’s driving brand advocacy through communities and dialogue, and producing tangible, long-term financial benefits for banks and financial institutions.

IBM is leading social business on all fronts — technology, practice and policy. To help energize this journey, we are hosting a unique discussion for influencers in the financial community.


Boxley Llewellyn, Director, Growth Business, IBM,  will share IBM’s views on the “what” and “why” of social business.



Leslie Klein, Managing Director and Global Head of Marketing, ,Citi Global Transaction Services,  will illustrate the “how” with Citi’s industry-leading social media initiatives

An interactive panel and a discussion on Driving Business Outcomes will follow:

Panelists:  (Boxley Llewellyn, Moderator)

  • John Di Stefano, Director, Research, BtoB Magazine
  • Neil Katz, Distinguished Engineer and Director, CIO Security and Mobility Innovations, IBM
  • Leslie Klein, Citi



Social business is the new language of commerce. It’s helping companies build trusted relationships and increase sales through relevant messages across a wide range of channels.  It’s driving brand advocacy through communities and dialogue, and producing tangible, long-term financial benefits for banks and financial institutions.
Join us: Oct. 5  — 9AM to 11AM ET via the IBM Global Business Services Channel on Livestream
IBM is leading social business on all fronts — technology, practice and policy. To help energize this journey, we are hosting a unique discussion for influencers in the financial community.
Boxley Llewellyn, Director, Growth Business, IBM,  will share IBM’s views on the “what” and “why” of social business.
Leslie Klein, Managing Director and Global Head of Marketing, ,Citi Global Transaction Services,  will illustrate the “how” with Citi’s industry-leading social media initiativesAn interactive panel and a discussion on Driving Business Outcomes will follow:Panelists:  (Boxley Llewellyn, Moderator)
John Di Stefano, Director, Research, BtoB Magazine
Neil Katz, Distinguished Engineer and Director, CIO Security and Mobility Innovations, IBM
Leslie Klein, Citi
RSVP to set a reminder for the event. And use the Twitter hashtag #ibmbanking to socialize the conversation.

Social business is the new language of commerce. It’s helping companies build trusted relationships and increase sales through relevant messages across a wide range of channels.  It’s driving brand advocacy through communities and dialogue, and producing tangible, long-term financial benefits for banks and financial institutions.


Join us: Oct. 5  — 9AM to 11AM ET via the IBM Global Business Services Channel on Livestream

IBM is leading social business on all fronts — technology, practice and policy. To help energize this journey, we are hosting a unique discussion for influencers in the financial community.


Boxley Llewellyn, Director, Growth Business, IBM,  will share IBM’s views on the “what” and “why” of social business.



Leslie Klein, Managing Director and Global Head of Marketing, ,Citi Global Transaction Services,  will illustrate the “how” with Citi’s industry-leading social media initiatives

An interactive panel and a discussion on Driving Business Outcomes will follow:

Panelists:  (Boxley Llewellyn, Moderator)

  • John Di Stefano, Director, Research, BtoB Magazine
  • Neil Katz, Distinguished Engineer and Director, CIO Security and Mobility Innovations, IBM
  • Leslie Klein, Citi

RSVP to set a reminder for the event. And use the Twitter hashtag #ibmbanking to socialize the conversation.

Step into the Smarter Planet Time Machine!
For a little Friday Fun, try one of these three settings:
…One Week Ago
…One Month Ago
…One Year Ago
Or to really rev up your Flux Capacitor, try the Random button to sample one of the more than 3600 posts about All Things Smarter since we went back to the future in Nov. 2008.
Want to hold Smarter Planet in your hand? Get the mobile apps for iOS and Android.
Of course, you can always browse through the misty mountains of Smarter Time via the Archive. Or for a real time warp, scroll through all the Time Machine posts.

Step into the Smarter Planet Time Machine!

For a little Friday Fun, try one of these three settings:

Or to really rev up your Flux Capacitor, try the Random button to sample one of the more than 3600 posts about All Things Smarter since we went back to the future in Nov. 2008.

Want to hold Smarter Planet in your hand? Get the mobile apps for iOS and Android.

Of course, you can always browse through the misty mountains of Smarter Time via the Archive. Or for a real time warp, scroll through all the Time Machine posts.

Catch the replay of the Sept. 8 vPanel — Mobile Commerce: The Decade Ahead — on the IBM Global Business Services channel.
Panelists:

Alon Kronenberg, Practice Lead, Mobile Applications Practice, IBM Global Business Services (Host)

James Wester, Editor of Mobile Payments Today (@jameswester)

Molly Garris -  Director, Digital Strategy at Arc Worldwide (@girliefromthed)

Gerd Leonhard - CEO and Founder, The Futures Agency (@gleonhard)
See all our past vPanel webcasts (as a bit.ly bundle), and subscribe to the vPanel Series.

Catch the replay of the Sept. 8 vPanelMobile Commerce: The Decade Ahead — on the IBM Global Business Services channel.

Panelists:

Alon Kronenberg, Practice Lead, Mobile Applications Practice, IBM Global Business Services (Host)

James Wester, Editor of Mobile Payments Today (@jameswester)

Molly Garris -  Director, Digital Strategy at Arc Worldwide (@girliefromthed)

Gerd Leonhard - CEO and Founder, The Futures Agency (@gleonhard)

See all our past vPanel webcasts (as a bit.ly bundle), and subscribe to the vPanel Series.

Set a Reminder with the RSVP Button

Join our next live, interactive virtual panel discussion on the IBM Global Business Services Video Channel on Livestream.

Date: TODAY!1230pm EST

Topic: Mobile commerce is poised to take a great leap forward over the next ten years. How will it change the digital landscape in the process?

Panelists:

Alon Kronenberg, Practice Lead, Mobile Applications Practice, IBM Global Business Services (Host)

James Wester, Editor of Mobile Payments Today (@jameswester)

Molly Garris -  Director, Digital Strategy at Arc Worldwide (@girliefromthed)

Gerd Leonhard - CEO and Founder, The Futures Agency (@gleonhard)

Set a reminder to join IBM and our virtual panel of thought leaders to examine how mCommerce may reshape our lives over the next ten years.

See all our past vPanel webcasts (as a bit.ly bundle), and subscribe to the vPanel Series.

Carriers set to chip in $100M in Isis to take on Google | GigaOM

AT&T, Verizon and T-Mobile are reportedly poised to invest $100 million in their joint mobile payment venture called Isis, a near field communication-based contactless payment system that will do battle in the increasingly competitive mobile payments market. According to Bloomberg, the carriers are still determining exactly how much to invest based on Isis’ ability to obtain support from banks and merchants, but they could throw in a lot more money if the platform can gain momentum.
Isis will have to play catch-up with Google Wallet , the open NFC platform launched by Google, MasterCard and Citibank. That payment system was unveiled in May and is set to open to the public soon. Google Wallet lets people pay for things by waving their NFC-enabled Android phone at point-of-sale terminals that are equipped to handle MasterCard Paypass purchases. However, Google’s offering is limited right now to just the Nexus S from Sprint, and it hasn’t announced new credit card or banking partners beyond MasterCard and Citibank.
Isis, meanwhile, is backed by credit card companies MasterCard, Visa , American Expressand Discover. But the first trials won’t begin until next year in Salt Lake City and Austin, Texas. That will put it behind Google Wallet, though with few NFC-enabled devices available so far, it may not be that much of a disadvantage. But will consumers even embrace NFC payments on their handsets when the tech does become available? Questions about thesecurity, reliability and fees of mobile payments still suggest that adoption will be slow, at least initially.

Carriers set to chip in $100M in Isis to take on Google | GigaOM

AT&T, Verizon and T-Mobile are reportedly poised to invest $100 million in their joint mobile payment venture called Isis, a near field communication-based contactless payment system that will do battle in the increasingly competitive mobile payments market. According to Bloomberg, the carriers are still determining exactly how much to invest based on Isis’ ability to obtain support from banks and merchants, but they could throw in a lot more money if the platform can gain momentum.

Isis will have to play catch-up with Google Wallet the open NFC platform launched by Google, MasterCard and Citibank. That payment system was unveiled in May and is set to open to the public soon. Google Wallet lets people pay for things by waving their NFC-enabled Android phone at point-of-sale terminals that are equipped to handle MasterCard Paypass purchases. However, Google’s offering is limited right now to just the Nexus S from Sprint, and it hasn’t announced new credit card or banking partners beyond MasterCard and Citibank.

Isis, meanwhile, is backed by credit card companies MasterCard, Visa , American Expressand Discover. But the first trials won’t begin until next year in Salt Lake City and Austin, Texas. That will put it behind Google Wallet, though with few NFC-enabled devices available so far, it may not be that much of a disadvantage. But will consumers even embrace NFC payments on their handsets when the tech does become available? Questions about thesecurity, reliability and fees of mobile payments still suggest that adoption will be slow, at least initially.

Obopay tailors mobile payment solutions for the unbanked | MobilePaymentsToday.com
In emerging economies, the debate over consumer adoption of mobile  payments has been rendered moot by a dearth of stable financial  institutions.  Consumers in countries where banks are few or fragile  have out of necessity already turned to the one ubiquitous, secure  system they have: wireless phone networks. In these markets, consumers  are increasingly using their phones as instruments to pay bills, buy  groceries and transfer funds for some time.
And the scale of the unbanked in developing countries is enormous. A  recent report conducted for Telenor Group by Boston Consulting Group  found that 2.5 billion consumers in developing markets, or approximately  72 percent of the adult population in those economies, have no access  to financial services.
Several companies have begun providing financial services to the  unbanked around the world, but to Redwood City, Calif.-based Obopay  Inc., unbanked consumers aren’t just a market segment to be tapped,  they’re the very foundation of its business.

Obopay tailors mobile payment solutions for the unbanked | MobilePaymentsToday.com

In emerging economies, the debate over consumer adoption of mobile payments has been rendered moot by a dearth of stable financial institutions. Consumers in countries where banks are few or fragile have out of necessity already turned to the one ubiquitous, secure system they have: wireless phone networks. In these markets, consumers are increasingly using their phones as instruments to pay bills, buy groceries and transfer funds for some time.

And the scale of the unbanked in developing countries is enormous. A recent report conducted for Telenor Group by Boston Consulting Group found that 2.5 billion consumers in developing markets, or approximately 72 percent of the adult population in those economies, have no access to financial services.

Several companies have begun providing financial services to the unbanked around the world, but to Redwood City, Calif.-based Obopay Inc., unbanked consumers aren’t just a market segment to be tapped, they’re the very foundation of its business.